Tuesday, October 7, 2008

United Recovery Systems: Bad, Bad, Bad!

From a legal decision against United Recovery Systems:


On numerous occasions, in connection with the collection of debts in both English and Spanish, without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, defendant has communicated with consumers at times or places that defendant knew or should have known to be inconvenient to the consumers, including their places of employment after the consumers informed defendant's collectors that calls at work were inconvenient, in violation of Section 805(a)(1) of the Act, 15 U.S.C. § 1692c(a)(1).

On numerous occasions, in connection with the collection of debts in both English and Spanish, defendant has communicated with third parties, including parents, children, and employers, for purposes other than acquiring location information about a consumer, without having obtained directly the prior consent of the consumer or the express permission of a court of competent jurisdiction, and when not reasonably necessary to effectuate a post judgment judicial remedy, in violation of Section 805(b) of the FDCP Act, 15 U.S.C. 1692c(b).

Used obscene or profane language, or language the natural consequence of which is to abuse the hearer, in violation of Section 806(2) of the FDCP Act, 15 U.S.C. § 1692d(2).

Caused a telephone to ring, or has engaged a person in telephone conversations, repeatedly or continuously, with intent to annoy, abuse, or harass the person at the called numbers, in violation of Section 806(5) of the FDCP Act, 15 U.S.C. § 1692d(5).

Falsely represented or implied that nonpayment of a debt will result in the arrest or imprisonment of a person or the seizure, garnishment, or attachment of a person's wages or property, when such action is not lawful or when neither defendant nor the creditor has intended to take such action, in violation of Section 807(4) of the FDCP Act, 15 U.S.C. § 1692e(4).

These are typical of improper and illegal actions carried out by debt collectors. If you are contacted by United Recovery Systems, point out that you are aware of their history. Do not hestitate to file a complaint and insist that your rights not be violated!

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